Investment Management
Investing in Stocks and Bonds
Our experts help clients invest in suitable stocks, ETF’s and bonds based on their goals and risk profile. DIY-ers often feel that they can invest on their own. In rising stock markets, everyone feels that they have become experts. It's in the down markets that DIY-ers begin to feel like they are driving a car without a steering wheel. Our experts, much like a person with nerves of steel and in an unemotional manner, study the market, call upon their experience and navigate through the choppy stock markets to minimize the damage to our clients’ portfolios.
Example of an Attorney
Take the example of an attorney who went to college for a law degree and has 20 years of experience behind him. Will you say no to his service because you can watch YouTube and do Internet search on how prepare a trust or respond to a lawsuit? A single mistake can carry a heavy price. You cannot match the experience of the attorney. Similarly, one cannot match the experience of professional investment experts.
The Cliches
A few years ago, news media ran with the story that the returns of experienced money managers were no better than the random stock selection made by darts thrown by a monkey on stock pages of a newspaper. There was something amusing about this story. People remember it to this day. The fact is that in all investing cycles, there are short periods of time when the performance of money manager lags behind the markets due to the disciplined rules by which they invest their client’s money.
The Facts
A recent research study by Vanguard Funds found that experienced advisors can earn up to 3% more for their clients. In real terms, the clients actually benefit even more than 3% additional return. An advisor brings re-assurance and calm in a client’s life and keeps him from making rash moves during volatile times.
They Live, Breath and Sleep Stocks
Our money managers Live, Breath and Sleep with stocks on their minds. They study the markets, politics, Federal government moves, international politics and they research individual stocks. With this knowledge and past experience of decades on their minds, they decide to buy, sell or hold appropriate stocks, bonds and ETF’s.
Management Fee
When your home needs painting, you can paint it yourself. If your washer or dryer breakdown, you can watch YouTube and figure out how to repair it. But do you really want to? Do you have the time? Similarly, if you have the time to watch the markets for hours every day and you have years of experience in successful investing, paying fees to someone to manage your assets may not be worth it. But if you are ready to hand over the responsibility for a small fee to money managers you can trust, we will love to have you as our client. Go ahead, ask us questions. Click on the link below for a free 20-minute phone or Zoom consultation.
For more information CLICK HERE to schedule a FREE CONSULTATION! we can discuss your risk tolerance and your individual goals.