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24031 El Toro Road, Suite 320, Laguna Hills, CA 92653

800-677-5001
paul@signatureamerica.net
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Maximizing your Social Security Benefits

When should I start taking Social Security?

Social Security, America’s Retirement Income!

Ah! Social Security. Rich and poor, both find peace of mind in this monthly guaranteed check. Most people become eligible to receive Social Security income at age 62. But, if you delay receiving your income, it increases every year, reaching a maximum at age 70.
So, when should you start receiving your Social Security income? If you start early, you and your spouse both may pay a price for the rest of your lives. On the other hand, is it worth waiting till age 70?

For a small fee of $99, our Social Security Maximization software can help you find the best age to begin your benefits. A wrong decision may cost you more than a hundred thousand dollars in lost benefits over your lifetime. If not satisfied with our Maximization Report, we will refund your $99.

For more information CLICK HERE to REQUEST your SOCIAL SECURITY MAXIMIZATION REPORT!

What is Full Retirement Age (FRA), and why does it matter?

FRA is the age you qualify for 100% of your benefit (age 67 for those born in 1960 or later).
Claiming early (age 62) permanently reduces your check by up to 30%, while delaying to age 70 increases it.

How are monthly benefits calculated?

Payouts are based on your highest 35 years of inflation-adjusted earnings.
Working fewer than 35 years adds $0 years into the average, lowering your benefit.

Are Social Security benefits taxable?

Yes, if your combined income exceeds IRS thresholds, up to 50% to 85% of your benefits may be taxed.

What happens to benefits if a spouse passes away?

A surviving spouse at FRA can step up to 100% of the deceased spouse's monthly benefit.
The household drops to the single higher benefit rather than receiving both checks combined.


For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

Support@SignatureAmerica.com |  800-677-5001

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