401(k) /457 / TSP

What is the difference between a Target Date Fund (TDF) and professional 401(k) management?

While Target Date Funds automatically shift to more conservative investments as you age, they often ignore current market conditions and individual risk tolerance. Professional management, like our 401(k) Maneuver service, provides active, quarterly rebalancing based on fund performance and economic trends to help maximize growth potential rather than just following a calendar.

Can I get professional investment advice for my TSP or 457 plan while still employed?

Yes. Many participants believe they can only seek outside help after they retire or leave their job. Our investment advisory firm analyzes the specific fund options available within your employer-sponsored TSP or 457 plan and provides strategic allocation changes every quarter while you are still actively contributing.

How often should a 401(k) or 457 account be rebalanced?

For the best potential results, we recommend reallocating your account values on a quarterly basis. Market conditions change rapidly; quarterly adjustments ensure your portfolio remains aligned with the strongest available fund options in your plan and prevents you from being over-exposed to underperforming assets.

Why should I move away from "unmanaged" or self-managed retirement accounts?

Self-managed accounts often suffer from emotional trading or "set it and forget it" neglect. Statistics suggest that professionally managed accounts can outperform unmanaged accounts by significant margins. By using Intelligent Fund Selection, we remove the guesswork and help you navigate the limited options typically found in corporate or government retirement plans.

How do I enroll in professional management for my retirement plan?

Getting started is simple. You can schedule a free consultation to review your current plan or enroll online directly. Once enrolled, our specialists work on your behalf to make the strategic adjustments necessary to help you create the retirement of your dreams.